When 0.5% Feels Like 50: The Cumulative Weight of Running a Business Today

By Simeon Hoffmann

There’s a particular weight that only business owners know — the kind that builds slowly, one cost at a time, until it becomes a burden you carry every day.

This July, superannuation rises again — from 11.5% to 12%. On paper, it’s just 0.5%. But for those of us running businesses, it feels heavier than that. Because it’s not just super. It’s on top of rising insurance premiums, award wage increases, payroll tax thresholds, growing compliance requirements, and commercial rent hikes. Each cost may seem manageable in isolation, but together, they add up to a load that strains even the most resilient operators.

My business partners and I know this weight well. We’ve had weeks where we were counting down to payroll, juggling timing, reviewing every line of spend — not because we were mismanaging, but because the goalposts keep shifting. And with each new cost, we felt it more in our budgets, and in our bodies. Sleepless nights. Stretched decision-making. Less time for strategy. More time just keeping things afloat.

It was that pressure that led us to launch Neta Virtual Team (NVT).

NVT wasn’t a business idea — it was a lifeline. We knew we needed a smarter, more sustainable way to grow. So we built a model that would help us scale without carrying the full weight of local overheads.

Today, NVT provides highly trained, professional virtual team members who become a true extension of your business. Whether it’s admin, finance, customer service, or marketing — we help companies grow without the traditional cost burden of expansion.

This isn’t about cutting corners. It’s about lifting the load in the right places — so you can focus your energy where it counts most.

Since building NVT, we’ve reclaimed margin — not just financially, but mentally. We can plan long-term again. We can sleep at night. We can lead with clarity.

If you’re a business owner feeling the pressure right now, know this: it’s not just you. The weight is real. But you don’t have to carry all of it alone.

We built NVT to share that load. And it’s the smartest move we’ve made.

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